Legal

Terms of Use

Please read these terms carefully before using our website.

1. About These Terms

These terms of use govern your access to and use of the Bright Box Financial Services website at www.brightboxfs.co.uk. By continuing to use this site, you agree to be bound by these terms. If you do not agree, please do not use this website.

This website is operated by Bright Box Financial Services Ltd, a company registered in England & Wales (company number 11025107). Our registered office is 101 New Cavendish Street, London, W1W 6XH.

2. Information Only — Not Financial Advice

The content on this website is provided for general information purposes only. It does not constitute financial advice, a personal recommendation, or an offer to arrange any mortgage or financial product.

The information is intended to give you a broad understanding of mortgage-related topics. It should not be relied upon as a basis for making financial decisions. Your circumstances are unique, and you should always seek personalised advice from a qualified mortgage adviser before taking action.

3. Calculators and Tools

Any calculators, estimators, or interactive tools on this website are designed to give you a general indication only. The results they produce:

  • Are estimates and not guaranteed
  • Do not constitute a mortgage offer or agreement in principle
  • May not reflect the exact terms available to you
  • Should not be relied upon as the basis for any financial decision

Actual mortgage rates, repayments, and eligibility will depend on your individual circumstances and the lender's criteria at the time of application.

4. FCA Authorisation

Bright Box Financial Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA reference number is 823508. You can verify this on the FCA Register.

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Bright Box Financial Services Ltd is covered by the Financial Services Compensation Scheme (FSCS).

5. Intellectual Property

All content on this website — including text, images, graphics, logos, guides, and page designs — is the property of Bright Box Financial Services Ltd or its licensors and is protected by copyright and other intellectual property laws.

You may view, download, and print pages from this site for your own personal, non-commercial use. You must not reproduce, distribute, or use any content for commercial purposes without our prior written consent.

6. Third-Party Links

This website may contain links to external websites that are not operated by us. These links are provided for your convenience and do not imply endorsement of, or responsibility for, the content on those sites.

We have no control over the content, privacy practices, or availability of third-party websites and accept no liability in connection with them. We recommend that you review the terms and privacy policies of any external site you visit.

7. Limitation of Liability

While we make every effort to keep the information on this website accurate and up to date, we do not guarantee that it is complete, correct, or current at all times.

To the fullest extent permitted by law, Bright Box Financial Services Ltd excludes all liability for any loss or damage arising from your use of this website or reliance on any information it contains. This includes, but is not limited to, indirect or consequential losses, loss of data, or loss of profit.

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

8. Changes to These Terms

We may update these terms from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the website after changes are posted constitutes your acceptance of the revised terms.

We recommend checking this page periodically to stay informed of any updates.

9. Governing Law

These terms are governed by and construed in accordance with the laws of England & Wales. Any disputes arising from or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England & Wales.

10. Contact Us

If you have any questions about these terms, please get in touch:

Bright Box Financial Services Ltd
Email: hello@brightboxfs.co.uk
Registered office: 101 New Cavendish Street, London, W1W 6XH